Peter Moore and Jodi Seaton of Synergy Wealth Solutions Pty Limited are Authorised Representatives of AMP Financial Planning Pty Limited ABN 89 051 208 327, AFS Licence No. 232706. The information in this letter does not take into account your personal circumstances. You should consider how it applies to your overall circumstances or speak to a financial planner before you make an investment decision. Before deciding whether to buy or continue to hold any financial product including those referred to in this Newsletter, you should obtain and consider the Product Disclosure Statement for the product, which is available from your financial planner.